A fraction of the cost of current loan decision making. No minimums, billed on usage and no implementation fee.
Data is transferred using highest level of encryption and customers’ account remains confidential.
Online verification in real time, not hours or minutes, but in seconds.
Easy integration with your website or software. Plus, online verification requires no new hardware.
100% up time, 24 hours-per-day - guaranteed.
Real-time access to most US financial intuitions.
Our system can be integrated into your website to provide real time authentication for almost any transaction, especially loan application.
As a trusted, one-stop resource for instant verification processes, IAV provides you with direct access to loan applicants’ bank records in a summarized format. You can view the records via a centralized desktop or system-to-system
The system is based on our core aggregation platform, which is able to access personal account data from various online sources, including banks, brokerages, credit cards, insurance providers, billers and lenders.
IAV is able to prove account ownership as well as check current account balances, 90 days of transactional information in realtime, ongoing account access, Verify direct deposits, pay cycle, other loans, NSF count, etc.
IAV will empower you to make fast and accurate loan decisions by verifying the existence of a specific bank account and authenticating the owner.
IAV quickly gauges the ability of an applicant to repay the amount borrowed.
Our secure gateway connection with the thousands of banks and other financial institutions enables you to do business quickly and easily with faster turnaround times.
Simply match information on the application with information on your applicants file.
Use IAV information to spot inconsistencies and potential risk, and highlight areas for further investigation.
Instant verification capabilities help you build a swift, efficient business process that keeps loan applicants engaged and less like to drop out of the process.
IAV gives you applicants’ correct account information, reducing error rates and minimizing the verification time from financial institutions.
Applicants’ data from IAV helps you decide whether or not an applicant is qualified for a loan.
Automate the verification process by integrating our service into your website or software using our simple API.
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