Maximize your underwriting with our industry leading analytics

  • Verify your borrowers bank account in real time
  • powerful analytics
  • Filter unqualified applicants with customized rules
  • Increase conversions and reduce costs

Key benefits

Affordable

A fraction of the cost of current loan decision making. No minimums, billed on usage and no implementation fee.

Secure

Data is transferred using highest level of encryption and customers’ account remains confidential.

Fast

Online verification in real time, not hours or minutes, but in seconds.

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Easy setup

Easy integration with your website or software. Plus, online verification requires no new hardware.

Reliable

100% up time, 24 hours-per-day - guaranteed.

Coverage

Real-time access to most US financial intuitions.

Two-Way SMS Messaging
combined with our analytics increases conversions up to 30% or more!

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Customized Rules
boost loan conversions!

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Easy integration

Our system can be integrated into your website to provide real time authentication for almost any transaction, especially loan application.

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Instant Account Verification

As a trusted, one-stop resource for instant verification processes, IAV provides you with direct access to loan applicants’ bank records in a summarized format. You can view the records via a centralized desktop or system-to-system

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Real time access to over 11,000 financial institutions

The system is based on our core aggregation platform, which is able to access personal account data from various online sources, including banks, brokerages, credit cards, insurance providers, billers and lenders.

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Obtail all critical information about an applicants account

IAV is able to prove account ownership as well as check current account balances, 90 days of transactional information in realtime, ongoing account access, Verify direct deposits, pay cycle, other loans, NSF count, etc.

MINIMIZE FRAUD RISK

IAV will empower you to make fast and accurate loan decisions by verifying the existence of a specific bank account and authenticating the owner.

BOOST LOAN PORTFOLIO VALUE AND PERFORMANCE

IAV quickly gauges the ability of an applicant to repay the amount borrowed.

DRAMATICALLY REDUCE TURNAROUND TIMES ON BANK VERIFICATION—FROM WEEKS TO MINUTES

Our secure gateway connection with the thousands of banks and other financial institutions enables you to do business quickly and easily with faster turnaround times.

EASILY CONFIRM THE FINANCIAL INFORMATION PROVIDED BY YOUR LOAN APPLICANT

Simply match information on the application with information on your applicants file.

IMPROVE YOUR ABILITY TO DETECT AND STOP LOAN FRAUD

Use IAV information to spot inconsistencies and potential risk, and highlight areas for further investigation.

MINIMIZE “DROP-OUTS” WITH EFFICIENT WORKFLOWS

Instant verification capabilities help you build a swift, efficient business process that keeps loan applicants engaged and less like to drop out of the process.

REDUCE ERRORS AND VERIFICATION DELAYS

IAV gives you applicants’ correct account information, reducing error rates and minimizing the verification time from financial institutions.

DROP UNQUALIFIED APPLICANTS AND IMPROVE CUSTOMER TARGETING

Applicants’ data from IAV helps you decide whether or not an applicant is qualified for a loan.

AUTOMATE THE BANK VERIFICATION PROCESS

Automate the verification process by integrating our service into your website or software using our simple API.

Schedule a Demo Today

Contact Us

P: +1 (844) 543-2195
E: sales@getcreditinc.com

© 2018 GetCredit, Inc